The Ownify blog

Ownify expands its financing capabilities through a partnership with Realfinity, adding mortgage options alongside fractional homeownership.

If you’ve been searching for rent to own homes in Raleigh NC, scanning rent to own listings Raleigh NC, or simply exploring Triangle homeownership options, you’ve probably realized the same thing most first-time buyers eventually do: the market is tough.

Case Study: Carmen’s Journey to Homeownership with Ownify

When Carmen decided it was time to transition from renting to owning her first home, she faced challenges common to many first-time buyers: saving for a down payment, navigating the competitive housing market, and finding an affordable home. Through one of our partner agents she discovered Ownify, a fractional ownership solution that empowers first-time buyers to own their homes faster, with less financial stress.

Making an offer on a home is both exciting and nerve-wracking—especially if you’re a first-time homebuyer. In a competitive housing market, it’s important to craft a compelling offer that gets noticed by the seller, while also ensuring you’re making a smart financial decision.

All too often, first-time homebuyers struggle to get their offers accepted in competitive bid situations. Sellers and their agents prefer cash offers without appraisal or financing contingencies, and a guaranteed and quick close. So how can a first-time buyer create a compelling cash offer to compete against other well-qualified buyers?

We talk a lot about the concept of buying your home "brick by brick". The video below explains the core concepts behind Ownify's fractional ownership structure.

Ownify is a way to make owning a home easier and less expensive. So who is it ideal for?

With mortgage rates widely predicted to remain higher for longer, where does this leave first time homebuyers? Are there any affordable options for them?

Credit scores are a crucial factor that lenders and other financial institutions use to determine creditworthiness. When planning to buy a home or a vehicle, or applying for a credit card, a higher credit score often secures better terms and interest rates. For those aiming to improve their credit score, here are some tips.

Over the summer we were lucky to have two brilliant interns join our team.  Jacob and Cole contributed enormously to our mission to help first time homebuyers and leave a legacy of great output that will make a huge difference to helping people in their journey to homeownership.

A guide to navigating the market successfully.

Buying your first home is harder than ever. Rising home prices, increasing mortgage rates, high down payment and student debt make it more and more difficult for the nearly 2 million annual first-time homebuyers. 

First-time homebuyers are facing the toughest market in a generation, however there finally may be a solution to some of the challenges being experienced.

Knowing your budget to purchase a home and how much you can afford to spend is a critical step in any home buying journey.