Who is Ownify for?

Ownify is a way to make owning a home easier and less expensive. So who is it ideal for?

Ownify helps people buy homes in small steps instead of all at once. You pay a small amount (2%) to own part of the house, then rent the rest. Over time, you can buy more of the house bit by bit. You don’t need a big loan (mortgage) to start, and you get to live in the house while slowly becoming the full owner. You also don’t have to worry about big repair bills or extra costs while you’re paying for the house. 

Ownify is ideal for:

College-educated professionals

We get it. College is expensive and you have student debt, which makes it hard to save for a down payment even though you are working hard in your professional life. Ownify has got you covered. Through our no-debt solution, you can get started building equity without a big down payment.

Self-employed, small business owners, and entrepreneurs

You’re working hard building your dreams - and owning a home can be one of them. Our cutting edge underwriting platform gives us more flexibility to approve non-traditional income, whether you’re a content creator, contractor, or gig worker. Go ahead and apply!

Tech workers & startup founders

We’ve been there - you have a great job building the future but your stock options haven’t vested. Don’t let that delay your dream of owning a home - and get that high speed internet into your home office. Use Ownify now and buy the remaining bricks when you can.

People who don’t want debt

“Young people starting in life should avoid running into debt. There is scarcely anything that drags a person down like debt.” - P.T. Barnum. Ownify’s unique fractional ownership model allows you to build equity in your home without the burden of mortgage debt, ideal for those who don’t want debt.

Those without access to a large down payment

Around half of all first time homebuyers are believed to get financial assistance from parents or loved ones toward their down payment. If you don’t have a relative who can help, or don’t want to go this route, then take a look at Ownify - we need just 2% down.