The Ownify blog

The Irving - an Ownify home

The benefits of all cash offers

All too often, first-time homebuyers struggle to get their offers accepted in competitive bid situations. Sellers and their agents prefer cash offers without appraisal or financing contingencies, and a guaranteed and quick close. So how can a first-time buyer create a compelling cash offer to compete against other well-qualified buyers?

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6 reasons first time home buyers are struggling

First time home buyers today face the toughest market in over 50 years. Large segments of the US population are locked out of homeownership and wealth creation. Most readers will be familiar with the headline reasons (home prices, high mortgage rates, etc). This article attempts to look beyond the headlines to explore the structural reasons of the lack of affordability, in particular for first time buyers.

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