The Ownify blog

Living in San Francisco - as I do - one can't order a sandwich without running into a conversation about AI. So I wanted to explain where and how we use AI as part of the Ownify platform. 

First time home buyers today face the toughest market in over 50 years. Large segments of the US population are locked out of homeownership and wealth creation. Most readers will be familiar with the headline reasons (home prices, high mortgage rates, etc). This article attempts to look beyond the headlines to explore the structural reasons of the lack of affordability, in particular for first time buyers.

Buying your first home is harder than ever. Rising home prices, increasing mortgage rates, high down payment and student debt make it more and more difficult for the nearly 2 million annual first-time homebuyers. 

First-time homebuyers are facing the toughest market in a generation, however there finally may be a solution to some of the challenges being experienced.

Becoming a homeowner in today’s market should not be reserved only for those who can participate in bidding wars and win with the largest amount of cash.

In an economy where rent prices are skyrocketing, there has to be a better solution for people who are growing discouraged by the Triangle housing market.

We all strive for financial freedom. We constantly understand the importance financial freedom has on being able to live a life of satisfaction and happiness. But for renters - those who don't experience the same security that homeowners do – financial freedom can be an especially daunting thought.

A post for real estate agents and financing partners. Homeownership is the most-mentioned milestone among adults 26 years and older, according to a Bankrate survey in March of 2022.

The housing market is certainly a hot topic of discussion across dinner tables and conference rooms alike. Many are wondering, should I buy a home in today’s market?

One of the most common ways in which Americans build wealth is through the equity in their homes. According to Janet Yellen, "Home equity accounts for the lion's share of wealth for most families." In fact, the desire to build equity is one of the main reasons individuals and families buy their homes rather than continue to rent. 

If becoming a homeowner is on your mind, you may have asked yourself: is now the right time to buy a home given today’s real estate market?