The Ownify blog

One of the key success factors in real estate investing is selecting the right asset class and sub-asset class. At Ownify, we’re bullish on starter homes, specifically single family homes in the $200k-400k price range in growing markets. This post walks you through our investment thesis for starter homes. We'll discuss the following four return drivers:

Case Study: Carmen’s Journey to Homeownership with Ownify

When Carmen decided it was time to transition from renting to owning her first home, she faced challenges common to many first-time buyers: saving for a down payment, navigating the competitive housing market, and finding an affordable home. Through one of our partner agents she discovered Ownify, a fractional ownership solution that empowers first-time buyers to own their homes faster, with less financial stress.

Making an offer on a home is both exciting and nerve-wracking—especially if you’re a first-time homebuyer. In a competitive housing market, it’s important to craft a compelling offer that gets noticed by the seller, while also ensuring you’re making a smart financial decision.

All too often, first-time homebuyers struggle to get their offers accepted in competitive bid situations. Sellers and their agents prefer cash offers without appraisal or financing contingencies, and a guaranteed and quick close. So how can a first-time buyer create a compelling cash offer to compete against other well-qualified buyers?

We talk a lot about the concept of buying your home "brick by brick". The video below explains the core concepts behind Ownify's fractional ownership structure.

Ownify is a way to make owning a home easier and less expensive. So who is it ideal for?

Living in San Francisco - as I do - one can't order a sandwich without running into a conversation about AI. So I wanted to explain where and how we use AI as part of the Ownify platform. 

First time home buyers today face the toughest market in over 50 years. Large segments of the US population are locked out of homeownership and wealth creation. Most readers will be familiar with the headline reasons (home prices, high mortgage rates, etc). This article attempts to look beyond the headlines to explore the structural reasons of the lack of affordability, in particular for first time buyers.

Buying your first home is harder than ever. Rising home prices, increasing mortgage rates, high down payment and student debt make it more and more difficult for the nearly 2 million annual first-time homebuyers. 

First-time homebuyers are facing the toughest market in a generation, however there finally may be a solution to some of the challenges being experienced.

Becoming a homeowner in today’s market should not be reserved only for those who can participate in bidding wars and win with the largest amount of cash.

In an economy where rent prices are skyrocketing, there has to be a better solution for people who are growing discouraged by the Triangle housing market.

We all strive for financial freedom. We constantly understand the importance financial freedom has on being able to live a life of satisfaction and happiness. But for renters - those who don't experience the same security that homeowners do – financial freedom can be an especially daunting thought.

A post for real estate agents and financing partners. Homeownership is the most-mentioned milestone among adults 26 years and older, according to a Bankrate survey in March of 2022.