Ownify expands its financing capabilities through a partnership with Realfinity, adding mortgage options alongside fractional homeownership.
Ownify has exciting news!
We are expanding our financing capabilities to better support homebuyers and the real estate professionals who work with them. While fractional homeownership remains the core of the Ownify model, clients can now access mortgage loan options through Ownify’s partnership with Realfinity.
This partnership creates a more complete financing experience for first-time buyers and helps position Ownify as a one-stop shop for homebuyer financing.
By combining multiple pathways to homeownership under one roof, Ownify aims to increase the probability that more buyers successfully get into a home.
Financing remains one of the biggest barriers facing first-time homebuyers. Yet the market has been stuck offering the same 30-yr fixed rate mortgage to every buyer - regardless of their financial situation. Many buyers fall just short of qualifying for a traditional mortgage, while others need support navigating down payment options and a broader set of financing strategies.
With Ownify, homebuyers can now access:
- Fractional homeownership through Ownify, designed to lower the barrier to entry for first-time buyers
- Mortgage loan options offered through Ownify’s lending partner Realfinity (NMLS: 2445766)
- More than 115 Down Payment Resource (DPR) programs in North Carolina alone, helping uncover grants and assistance programs that buyers may qualify for
Instead of losing momentum when one option does not work, the focus becomes finding the financing path that does.
Through our lending partner Realfinity, buyers also gain access to a $1,000 Best Rate Guarantee.
If a borrower finds a better mortgage rate elsewhere, Realfinity will beat it or pay $1,000.
This guarantee provides confidence that buyers are receiving a highly competitive financing option, while helping keep the financing process simple and transparent.
For real estate agents, this expansion makes Ownify a more comprehensive financing partner for first-time homebuyers.
Partnering with Ownify provides:
✔ Fractional homeownership solutions for buyers needing a lower barrier to entry
✔ Mortgage loan options through lending partner Realfinity
✔ AI-powered guidance to help identify the most affordable financing path
✔ Discovery of down payment assistance programs
✔ A $1,000 best rate guarantee
✔ A streamlined financing experience for clients
More financing options ultimately mean more buyers able to move forward with homeownership — and more successful closings.
By combining fractional homeownership, mortgage loan options through Realfinity, and down payment assistance discovery, Ownify continues building a platform designed to expand access to homeownership.
The goal remains simple: help more buyers find a path into a home.