The Ownify blog

For the first time in modern history, an entire generation faces the prospect of being permanently priced out of homeownership, with long-term consequences for wealth accumulation, community stability, and economic mobility. At the same time, the philanthropic landscape has quietly changed. Donor-advised funds have accumulated unprecedented levels of capital, much of it sitting undeployed while social needs intensify.

Momentum continues as another institutional investor backs Ownify.

After years on the road as travel nurses, Angee and Anthony wanted to settle down—but traditional mortgages didn’t work with their income. Ownify helped them buy a home they love with just 2% down and a budget they felt confident in.

Zac, the first in his family to own a home, and his partner Skylar wanted to invest in something of their own—Ownify made it possible with a smooth, supported path to ownership and keys in hand just three days after their offer.

Locked out of homeownership by rigid mortgage rules and a tough housing market, George and Lydia found a way in—thanks to Ownify’s alternative model that helped them buy their first home near Raleigh with just 2% down.

Brenda, a mom and small business owner, needed a home with space to grow her candy shop and a backyard for her kids—Ownify made it possible with just 2% down and a path to ownership without debt.

Homeownership is a key component of the American Dream, and Americans undoubtedly feel a sense of pride when they buy their first home. But there’s more to it than that. Homeownership can lead to higher educational achievement, improved health and wellbeing, and even greater civic participation.¹ But why should employers care? 

Our program works because the benefits are fairly distributed and the incentives are aligned. We have carefully designed a homeownership program that puts homebuyers and investors on the same team. And recently, we launched a new agent commission model that aligns agent incentives as well.

Our fund is a great investment opportunity for investors looking to make a return and impact with their Donor Advised Fund (DAF) or retirement account. 

Jen and Evan Emerson were our first customers. We helped them buy their dream home when the odds were stacked against them.

We are helping homebuyers build wealth and create stability in one of the most challenging markets for first-time buyers. Learn more about who we are helping and how.